Switching Providers

Over Fifty – getting older and premiums increasing??

We are all getting older – as we do our bodies do not always work the way we want. Some medical problems like heart conditions, Arthritis , hernia, varicose veins , hip and knee problems and of course cancer come to the fore.

Some of these problems do not require urgent treatment and therefore a long wait on the NHS is inevitable. It is unfortunate that wile you are waiting the condition worsens and the pain increases affecting possibly your mobility and general lifestyle.

This is where Private Treatment is an alternative and can get you treated quickly and at a time to suit you

Already have Private Medical Insurance ??

Concerned about ever rising costs as you get older?

Maybe you have made claims and your premium has risen dramatically!!

Even when you have not made a claim the cost still keeps rising!!

You need in this case to have a free independent review

 Did you realise that by staying with one insurer for many years your premium could be substantially more in comparison to other schemes available to you now – sometimes even with the same insurer

You may have previously had an employer paid scheme which finished when you left or retired. Even if you are still in full or part time work you may be reluctant to pay for benefits which are no longer relevant to you – like pregnancy cover etc

If you have PMI and would simply like to know more our experts will be able to advise on exclusive schemes and ways of reducing cost.

What about Pre Existing Conditions??

A pre existing condition is one that exists before you take out Private Medical insurance – many people expect their premium to be loaded and pay more money if they have one of these – in fact this is not the case.

The condition is not loaded but is removed from cover for a minimum of two years – depending on the insurer you choose and the underwriting applied – this is where we come in to advise you of the best route.

What if Im already Active and Healthy??

That’s great and is really the best time to consider taking out PMI or even reviewing your scheme as you have the potential to lower the cost of your PMI  to very low levels.

Please give us a call on 0800 328 4326 and we will show you how !!